33 Life lessons @ 33 (Part II)

12. Serve humanity wherever and whenever you can. Start with your time, skills and worthwhile input before looking at monetary assistance. 13. Save money from your first salary/paycheck. Start small…save every 20sh coin or every 50/100shs note then gradually increase etc. Discipline and self control ni kila kitu. 14. Surround yourself with colleagues/friends from various